Research-driven perspective on financing, without a product to sell.
We are a small team based in Stuttgart focused on making corporate finance, growth financing, and business lending easier to understand for the people who have to make those decisions.
Financing decisions deserve plain explanations.
Founders and finance teams are regularly asked to choose between financing structures they were never taught to evaluate. ABACUS Financial Services AG was formed to close that gap — publishing informational material that explains how corporate finance, growth capital, and business lending actually work in practice.
We are not a bank, a broker, or an investment firm. We do not originate loans, manage funds, or accept deposits. Our website exists to inform, not to transact.
Our values.
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Transparency
We are clear about what this website is and is not. It is a source of information, not a financial service.
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Neutrality
We describe financing options on their merits and do not promote any single lender, investor, or product.
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Rigor
Our content is reviewed against public market data and standard financing terminology before publication.
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Accessibility
We write for founders and finance managers, not only for specialists, so the material stays useful in practice.
The people behind ABACUS.
A small, focused group with backgrounds in finance research, credit analysis, and business writing.
Head of Research
Oversees editorial direction and quality of our corporate finance and lending guides.
Lending Structures Lead
Focuses on covenant design, collateral practice, and business lending terminology.
Capital Markets Writer
Covers equity, mezzanine, and revenue-based financing routes for scaling businesses.
A note on scope. ABACUS Financial Services AG publishes informational content only. We do not provide individualised financial advice, do not manage client funds, and do not charge fees for the material on this website. For advice specific to your situation, consult a licensed financial advisor, accountant, or lawyer.